Credit Reporting in Bankruptcy
A NorthLegal Webinar
| Regions Affected
| How to Attend a Webinar
How should a creditor report an account after the debtor files bankruptcy?
To watch the archived
version of this program using a credit card or "coupon code," click
After enrolling, click "Handout
Materials," above to download the materials in PDF. Then
contact NorthLegal (623.537.7150) to get a password to open them.
This program does not currently
have a post-program FAQ page.
Creditors are being told they must report some debts with zero balances, others with reduced balances, and still others with full balances.
Sometimes creditors are being told they are obligated to report accounts as being "included in bankruptcy," but on other occasions they are told they are prohibited from reporting accounts that way. Often these demands are made with little or no legal support.
What is the right way to report an account that is in bankruptcy? An account that has been discharged? Is there a "right way" at all?
Learn exactly what the Bankruptcy Code and the Fair Credit Reporting Act have to say about they way you report accounts in bankruptcy cases!
program, attorney Eric North talks with participants about:
and much more!
- What the Bankruptcy Code says — and doesn't say — about credit reporting.
- How recently adopted regulations relating to the Fair Credit Reporting Act may affect the way you should handle discharged debts.
- What we can learn from court decisions about credit reporting of bankrupt accounts.
- What important credit reporting issues haven't been discussed in bankruptcy court decisions and why those issues matter.
- What factors should creditors take into consideration when formulating policy and when making decisions regarding individual accounts.
Like other NorthLegal
Webinars, this program gives your credit union the opportunity to train several
staff members for a single low price, right in the convenience of your office!
NOTE: This program is intended for employees of consumer lending
institutions. Please contact NorthLegal Training and Publications to obtain approval
before registering if you are not an employee of a consumer lending institution.
The registration fee for this program is $145.00 per telephone/Internet connection
if paid by credit card (online or by telephone), $155.00 if paid by check.
(Checks must be received by NorthLegal prior to the beginning of the program.
Sorry, but we cannot invoice for this event.) For that price, you may have
as many participants as you wish listen (over a single telephone line and
Internet connection) in a conference room or office!
This program is not state-specific, and will be important to credit unions
from around the country.
Although financial institutions from any state may attend this program, this
program is jointly hosted by NorthLegal Training and Publications, by credit
union and other consumer lending institution leagues and associations serving:
|| New Mexico
by the following local or regional associations:
- The California Credit Union
- The New England Adjustment Managers Association
- The NorthWest Credit Union Collectors Association
and by the law firm of
Moore, Brewer, Jones, Tyler & North
(Participants do not have to be members
of any of those leagues or associations in order to attend.)
How to Attend a Webinar
To register for a prerecorded NorthLegal Webinar using a credit card, visit
the link shown earlier on this page. (You may also register by mailing
a check to NorthLegal, but there is a small extra fee. Call for information
if you want to register by mail.)
After you register, an email will be sent
to you with an "Access Code" and
with instructions showing how to use that Access Code to attend the program.
(If you already have an Access Code you can skip the registration.) An Access
Code may be used only one time, and is only valid for 7 days after it is
issued. If you miss that deadline, just contact us and we'll re-issue the
To attend this program you will need access to an Internet connection.
Both the audio portion and the slide presentation will be accessed through
your computer. More details about how to participate will be provided upon
registration or (if you would like details before registering) may be obtained
by calling NorthLegal Training and Publications.
» NorthLegal Webinars
» NorthLegal Bankruptcy Conference
Speaker: Eric North
Eric North, the primary speaker at the programs listed on this site, has represented the interests of credit unions and other financial institutions as an attorney with respect to litigation, compliance, governance, bankruptcy and collections matters since 1984. Eric has appeared in state and federal courts throughout the State of California, and has argued before the Ninth Circuit Court of Appeal.
Eric is also a nationally recognized speaker on legal issues relating to consumer
lending institutions, and has presented hundreds of programs on behalf of national,
state and local leagues and associations from around the country.
Watching your training budget? NorthLegal Webinars allow you to train multiple
employees for one low fee.
Webinar scheduling conflict? No problem. Just register,
skip the program, and contact NorthLegal to arrange a replay of the presentation
at a time that is more convenient for you. You get all the benefits of a live
program, plus the ability to "pause" the program to take notes or
to discuss the materials being presented.